Max Earned Income For Social Security 2025. Retirees and individuals receiving social security benefits can provide their benefits statement as proof of income. To receive the highest social security payout, you must retire at 70 and have at least 35 working years, earning at least the maximum income amount for the year.
The maximum benefit varies each year due to the annual adjustment based on changes in the national wage level. The highest social security retirement benefit for an individual starting benefits in 2025 is $4,873 per month, according to the social security administration.
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